Vision Insurance Accepted By Costco

Vision Insurance Accepted By Costco: Everything You Need to Know

As one of the largest retail chains in the world, Costco offers a diverse range of products and services to its millions of customers. Among these services is vision care, which includes eye exams, prescription glasses, contact lenses, and more. If you have vision insurance, you may be wondering whether Costco accepts your plan. In this article, we’ll take a closer look at the vision insurance plans accepted by Costco and what you need to know before scheduling your next eye exam.

What is Vision Insurance?

Vision insurance is a type of health insurance that covers the cost of vision-related services, such as eye exams, prescription glasses, and contact lenses. Depending on your plan, vision insurance may also cover the cost of corrective procedures like LASIK surgery. Vision insurance is usually offered as a standalone plan or as part of a comprehensive health insurance package.

Why Choose Costco for Vision Care?

Costco is known for offering high-quality products and services at an affordable price. When it comes to vision care, the retail giant is no exception. Costco’s optical department offers a wide selection of frames and lenses, including designer brands, at a fraction of the cost of other retailers.

In addition to its competitive pricing, Costco’s optical department is staffed by licensed optometrists who provide comprehensive eye exams. These exams can help detect early signs of eye diseases and other vision problems, allowing for early intervention and treatment.

What Vision Insurance Plans are Accepted by Costco?

Costco accepts a wide range of vision insurance plans, including VSP, EyeMed, Davis Vision, and more. However, the specific plans accepted may vary by location, so it’s important to check with your local Costco optical department to confirm whether your plan is accepted.

If you’re not sure which vision insurance plan you have, check with your employer’s human resources department or contact your insurance provider directly. They can provide you with the details of your plan and help you determine whether Costco is an in-network provider.

How to Use Your Vision Insurance at Costco

Using your vision insurance at Costco is easy and straightforward. Simply bring your insurance card and a valid photo ID to your scheduled eye exam. The optometrist will verify your insurance and provide you with a copy of your prescription.

After your exam, you can browse Costco’s selection of frames and lenses and choose the ones that best suit your needs. The optician will process your insurance and provide you with a breakdown of your costs, including any out-of-pocket expenses. In many cases, you can even order your glasses or contacts online and have them shipped directly to your home.

Tips for Maximizing Your Vision Insurance Benefits at Costco

To make the most of your vision insurance benefits at Costco, consider the following tips:

1. Schedule regular eye exams: Even if you don’t have any vision problems, it’s important to get regular eye exams to maintain your eye health and detect any potential problems early on.

2. Choose a plan that meets your needs: Before enrolling in a vision insurance plan, make sure it covers the services you need, such as comprehensive eye exams, prescription glasses, and contact lenses.

3. Check your coverage: Before scheduling your eye exam, check with your insurance provider to ensure that Costco is an in-network provider and that your plan covers the services you need.

4. Shop around for the best prices: While Costco offers competitive pricing on frames and lenses, it’s still a good idea to shop around and compare prices from other retailers to ensure you’re getting the best deal.


Costco is a great choice for affordable and high-quality vision care. With its wide selection of frames and lenses and licensed optometrists, Costco offers a comprehensive range of services to meet your vision needs. By choosing a vision insurance plan that’s accepted by Costco and following these tips, you can make the most of your benefits and maintain your eye health for years to come.